South Carolina laws offer options for those who wish to seek compensation for their injuries:
Against Your Own Insurance
South Carolina laws may permit you to file a claim with your insurance provider if you are in a car accident or suffer an injury in a slip-and-fall accident. This option is available if you have uninsured or underinsured motorist coverage or medical payments coverage in your insurance policy. If you have these types of coverage, you could seek compensation from your own insurance provider instead of going through the legal process required when you file a personal injury lawsuit.
Against the At-Fault Person/Entity
You have the option of filing a personal injury lawsuit against an at-fault person or entity. This option allows you to seek compensation for economic and non-economic damages:
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Economic damages refer to medical bills, lost wages, and other expenses related to your injury.
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Non-economic damages include pain and suffering, emotional distress, and inconvenience.
If you decide to pursue this option, it is essential to consult with an experienced personal injury attorney. They will help you gather essential evidence and build a strong case that could increase your chances of getting a favorable outcome.
Litigation
If an at-fault person/entity’s insurer refuses to compensate or only offers a low amount, you can take the matter to court. Litigation is a formal process that involves filing a lawsuit against the responsible party. Once the lawsuit is filed, both sides submit evidence, and the case will be heard before a judge or jury. It is essential to hire a skilled attorney who can represent you in court and argue your case. If the judge rules in your favor, you could receive a settlement or judgment that compensates for your injuries.